Workers Comp Alternatives
At Painter & Johnson Associates, we pride ourselves on thinking outside the box. We have saved our clients countless premium dollars, providing a quality alternative to traditional workers’ compensation insurance.
Our expertise and close relationship with our underwriter allows us to tailor your coverage to provide on-the-job benefits for:
- Bodily injury by accident
- Bodily injury by occupational sickness or occupational disease
- Bodily injury by cumulative trauma
We round out your alternative program with Employers Liability and Legal Defense.
This combination produces a money-saving package that protects your liability exposure should an employee be injured while working, plus it supplies valuable medical, disability income and accidental death coverage for your injured employee.
Painter & Johnson Associates has worked diligently over the years to form a coalition of medical providers that will gladly accept your alternative program claims. Searching for a doctor or hospital to treat your injured employee is no longer a problem.
Call us to learn the many benefits of being a non-subscriber. We have the expertise and know-how to give your company valuable choices over conventional workers’ compensation insurance.
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More Solutions for Business
Investment Programs
Employee investment programs can be an important aspect of your overall benefits package, and an effective means of helping your company team members adequately provide for their family and their future.
Employee Health Plans
Our team has substantial experience in designing efficient employee benefits packages for companies of all sizes. Working with a full range of safe and secure insurers with a history of solid service, we can offer your company custom-designed benefit options.
Employee Life & Disability Plans
Offering a structured plan to help your employees provide for their families in the event of their passing or injury is an important aspect to a complete benefits package.