Life Insurance
Providing financial protection for your family — or your business — in the event of your premature death is an important component of any sound financial plan. In addition to financial security, you may choose to leave a legacy to your school, community, church, or charity.
We represent every major life insurance company and are familiar with the underwriting criteria of each. You can be confident in the options we offer and the accuracy of the quotes we deliver. And with our wide market reach, we can often find coverage for individuals with difficult to insure health risks.
Our staff of experts will help you determine how much coverage — and the type of coverage — as part of your estate planning and/or succession planning.
Term Life Insurance
Term life insurance provides guaranteed coverage for a specified time. We can help you choose from affordable plans to secure financial protection should you suddenly die or be diagnosed with a terminal illness.
Universal Life Insurance
Index Universal life insurance is permanent insurance that offers you customizable and flexible solutions to meet financial objectives.
Whole Life Insurance
Unlike Term life policies, which have a defined time of coverage, Whole life insurance remains in place so long as premium payments are maintained. This is type of policy can be an excellent solution for estate planning.
Whether you’re looking for guaranteed death benefit protection, low-cost coverage or strong cash value growth potential, the universal life products we offer provide a wide variety of features that address these needs.
Call us to discuss planning for your family’s financial security.
More Solutions for Individuals & Families
Health Insurance
Protecting your financial security in the event of an illness or injury is a critical aspect of financial planning. The team of licensed experts at Painter & Johnson Financial has extensive experience, working with a wide range of companies to provide you the best options in the individual …
Medicare Supplement
Protecting your financial security in the event of an illness or injury is a critical aspect of financial planning. The team of licensed experts at Painter & Johnson Financial has extensive experience, working with a wide range of companies to provide you the best options in the individual …
Investment & Retirement
Most people understand that saving for retirement requires setting aside savings in a steady and consistent manner. But the myriad of complex options on where and how to save can be overwhelming.
Disability Insurance
Statistics show that people are five times more likely to become disabled than die during their 30s and 40s. Disability income insurance offers the opportunity to protect your family’s finances from an income-stopping illness or injury.
Long Term Care
Long-Term Care Insurance is a type of insurance developed specifically to cover the costs of services, including Activities of Daily Living services in your home, such as dressing, eating, bathing, etc., as well as care in a variety of facility and community settings. Most often, these costs …
Wealth Transfer
Painter & Johnson Financial has spent the last 38 years helping clients throughout Texas create wealth transfer plans to maximize what they can leave to their heirs, community, charities, and religious institutions.
Educational Savings
The cost of higher education continues to rise faster than the rate of inflation. For most families, saving for the costs of education is preferred to “writing a check” when the time comes. A wide variety of educational savings options are available, and each offers different features and benefits.